Terms and Conditions

Introduction

These Terms and Conditions ("Terms") govern your access to and use of the website and services provided by falorynthivae ("we," "us," or "our"). By accessing our website or subscribing to our services, you agree to be bound by these Terms.

If you do not agree with any part of these Terms, you must not use our website or services.

Last updated: August 3, 2025

Definitions

For the purposes of these Terms, the following definitions apply:

• • Service: Refers to the financial planning consultation subscription service provided by falorynthivae
• • User/Client: Any individual who accesses our website or subscribes to our services
• • Subscription: The monthly financial planning consultation service available for $250 per month
• • Content: All information, text, graphics, and materials available on our website

License to Use Website

We grant you a limited, non-exclusive, non-transferable license to access and use our website for personal, non-commercial purposes in accordance with these Terms.

This license does not permit you to:

• • Modify, copy, distribute, or create derivative works from our content
• • Use automated systems to access or collect data from our website
• • Attempt to gain unauthorized access to our systems or networks
• • Use our website for any unlawful or prohibited purpose

User Responsibilities

As a user of our website and services, you agree to:

• • Provide accurate and complete information when subscribing to services
• • Keep your account information and login credentials secure
• • Use our services only for legitimate financial planning purposes
• • Comply with all applicable laws and regulations
• • Respect the intellectual property rights of falorynthivae and third parties

Prohibited Uses

You may not use our website or services to:

• • Engage in any fraudulent, illegal, or harmful activities
• • Transmit viruses, malware, or other harmful code
• • Harass, abuse, or harm other users or our staff
• • Impersonate any person or entity or misrepresent your affiliation
• • Violate any applicable laws, regulations, or third-party rights

Intellectual Property Rights

All content, features, and functionality on our website are owned by falorynthivae and are protected by copyright, trademark, and other intellectual property laws.

Unauthorized reproduction, distribution, or modification of our content is strictly prohibited and may result in legal action.

The falorynthivae name and logo are trademarks of falorynthivae and may not be used without our express written permission.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information are governed by our Privacy Policy.

View Privacy Policy Privacy Policy.

Service Disclaimers

Our consultation services are provided for informational and advisory purposes only. We do not guarantee any specific financial outcomes or results from using our services.

We provide our services "as is" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

While we strive to maintain consistent service availability, we do not guarantee that our website or services will be uninterrupted, error-free, or completely secure.

Limitation of Liability

To the fullest extent permitted by law, falorynthivae shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services.

We exclude liability for any financial losses, business interruption, loss of profits, or data loss that may result from using our services.

Our total liability to you for any claims arising from these Terms or your use of our services shall not exceed the amount you have paid for services in the preceding 12 months.

Indemnification

You agree to indemnify and hold harmless falorynthivae, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services, violation of these Terms, or infringement of any third-party rights.

Termination

Either party may terminate the subscription service with 30 days written notice. We reserve the right to suspend or terminate access immediately for violations of these Terms or other serious misconduct.

Upon termination, your right to access our services will cease immediately, though certain provisions of these Terms will survive termination.

Dispute Resolution

We encourage resolving disputes through direct communication. However, if formal dispute resolution becomes necessary:

Governing Law

These Terms are governed by and construed in accordance with the laws of Australia, without regard to conflict of law principles.

Any legal proceedings shall be subject to the exclusive jurisdiction of the courts of Australia.

Severability

If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions will continue to be valid and enforceable to the fullest extent permitted by law.

Entire Agreement

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and falorynthivae regarding the use of our website and services.

Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on our website.

We will make reasonable efforts to notify users of material changes through our website or email communications.

Contact Information

If you have any questions about these Terms, please contact us: